Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Lifetime Wealth Management, LLC
6663 Western Row Road
Western Row Plaza		 • Mason, OH • 45040
Phone: 513-573-9600 • Fax: 513-573-9630
• info@jdstewartcpa.com

IMPORTANT NOTE:

*Jeffrey D. Stewart, CPA/PFS, CFPR is a registered representative, registered to transact business with clients in CA, CO, CT, IL, IN, KY, NC, OH, & TX.  Jeffrey D. Stewart, CPA/PFS, CFPR is also an investment adviser representative licensed in CA, CT, KY, OH, & TX.  Jeffrey D. Stewart, CPA/PFS, CFPR is insurance licensed in the following states OH & KY.  If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet.

*Molly E. Myers, CLU is a registered representative, registered to transact business with clients in OH.  Molly E. Myers is insurance licensed in OH.  If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet.

Securities offered through H.D. Vest Investment ServicesSM, Member SIPC, Advisory Services offered through H.D. Vest Advisory ServicesSM, .

Investments & Insurance Products:

• Are not insured by the FDIC or any federal government agency.

• Are not deposits of or guaranteed by the bank or any bank affiliate.

• May lose Value.

Lifetime Wealth Management, LLC is not a registered broker/dealer or independent investment advisory firm.